Terms of Service

Last Updated: November 28, 2024

1. Agreement to Terms

By accessing or using the khholic website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing our services.

2. Use License

Permission is granted to temporarily access the materials on khholic's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials
  • Use the materials for any commercial purpose or for any public display
  • Attempt to reverse engineer any software contained on khholic's website
  • Remove any copyright or other proprietary notations from the materials
  • Transfer the materials to another person or mirror the materials on any other server

3. Services Description

khholic provides fintech solutions and financial technology services as described on our website. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without notice.

4. User Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account.

You are responsible for safeguarding the password that you use to access the service and for any activities or actions under your password.

5. Intellectual Property

The service and its original content, features, and functionality are and will remain the exclusive property of khholic and its licensors. The service is protected by copyright, trademark, and other laws of both the United States and foreign countries.

6. User Obligations

As a user of our services, you agree to:

  • Comply with all applicable laws and regulations
  • Not use our services for any illegal or unauthorized purpose
  • Not interfere with or disrupt the services or servers
  • Not attempt to gain unauthorized access to any portion of the services
  • Provide accurate and complete information when requested
  • Maintain the security of your account credentials

7. Payment Terms

If you purchase any services from us, you agree to pay all fees and charges according to the pricing and payment terms in effect at the time the fee or charge becomes payable. All fees are non-refundable unless otherwise stated.

8. Limitation of Liability

In no event shall khholic, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the services.

9. Disclaimer

Your use of the service is at your sole risk. The service is provided on an "AS IS" and "AS AVAILABLE" basis. The service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

10. Indemnification

You agree to defend, indemnify and hold harmless khholic and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses arising from your use of and access to the service, or your violation of these Terms.

11. Termination

We may terminate or suspend your account and bar access to the service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

12. Governing Law

These Terms shall be governed and construed in accordance with the laws of the United States and the District of Columbia, without regard to its conflict of law provisions.

13. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.

14. Contact Information

If you have any questions about these Terms, please contact us: